Retirement clarity. Without the sales pressure.
I'm Ebby. For nearly three decades I've helped families understand Social Security, income planning, annuities, and estate documents — honestly, in plain English.
A different kind of conversation.
Most retirees walk into a financial advisor's office and walk out with a product — and a lot of confusion. That's not what happens here.
I no longer sell financial products. I share what I've learned over 29 years so you can make informed decisions — whether you work with my son's firm, your existing advisor, or no one at all.
Read Ebby's full storyEducation first
Plain-English explanations of complex retirement decisions.
Integrity always
No commissions, no quotas, no products being pushed.
Relationships that last
Many clients have stayed with me for 20+ years.
Ways I can help
Four ways to get clarity.
Pick the one that fits where you are right now.
Free Guides
Three plain-English guides on Social Security, estate documents, and income planning.
Read guidesQ&A Calls by Request
Have a specific retirement question? Reach out and we'll set up a call via Zoom or Google Meet. No sales pitch.
Request a CallTopics We Cover
Everything that touches retirement.
From the income side of your plan to the estate documents that protect your family — Ebby covers it all in plain English.
Free Interactive Tool
Know exactly where you stand.
The Retirement Income Worksheet walks you through your monthly income, expenses, assets, and gap analysis — and tells you in real time whether your numbers work.
Enter a few numbers and we'll show your monthly surplus or gap and a rough 4% rule estimate — then Ebby will follow up to discuss.
"After 29 years in this industry, the saddest conversations I've had weren't about money — they were with families who didn't have the right answers when they needed them most. This site exists so that doesn't happen to you."