Free Guides

Read what Ebby's spent 29 years learning.

Three short, honest guides on the retirement decisions that matter most. No sales pitch. No upsell. Just the same answers Ebby gives his paying clients.

The 5 Estate Documents Every Retiree Needs

Will, trust, healthcare directive, POA — what each one does, and what happens to your family without them.

12 min readRead

Social Security Timing: The $100,000 Decision

62 vs. Full Retirement Age vs. 70 — the math, the trade-offs, and the framework Ebby uses with clients.

10 min readRead

The Retirement Income Worksheet

Know exactly where you stand before any retirement conversation. Income, expenses, assets, gap analysis — on paper.

15 min readRead

Prefer to fill it out yourself?

The Retirement Income Worksheet is also an interactive tool. Type in your numbers, see your totals and gap update in real time, then print or save as PDF.

Open the Interactive Worksheet